The general policy for the District covers all Rotary Club Members and Volunteers including:

Rotarians, Rotaract and Interact members
Volunteers who are working on behalf of Rotary at a Rotary-sponsored event
Families of Rotarians who are working on behalf of Rotary at a Rotary-sponsored event
 
You can see the general policy coverage breakdown here. However, some events require special insurance. You can discover what types of events need additional insurance and how to apply on this page.